Short term loan
Immediate relief, sometimes the same day
A short-term loan bridges the gap when access to capital is the only thing standing between you and moving forward. Qualified clients can receive same-day funding.
What is a short term business loan?
A short term business loan provides immediate capital repaid over months rather than years. Businesses use them to bridge the gap between receivables and payables, cover short-term operating costs, or handle an emergency such as failed equipment without losing revenue while they wait. RAN Funding lends up to $3,000,000 on short term facilities and can fund qualified applicants the same day they apply; all we need to start is your ID, a voided business check and your recent business bank statements.
Immediate capital for immediate needs
Access to capital is essential for every small business. If your needs are not being met at the moment, a short-term loan gives you immediate relief — from bridging gaps in cash flow to getting your costs covered without worry.
How can you be sure a short-term loan is the right decision? Talk to one of our specialists. We guide clients to the funding that makes the most sense for their business’ health and future, not the product that happens to be easiest to place.
What to have ready before you apply
Documents required
- Driver’s license
- Voided business check
- Recent bank statements Typically 3 months; some states require 4.
- Credit card processing statements (if applicable)
What happens next
- Apply online in about five minutes
- A specialist reviews your file, usually within hours
- You compare the offers you qualify for
- Funds land in your business bank account
Ready to see your options?
No obligation and no credit pull to apply. A funding specialist will come back to you with the offers you qualify for.
Questions we get about this product
What are the benefits of a short-term business loan?
Short-term business loans offer quick access to capital for immediate needs — covering inventory costs, bridging cash flow gaps or seizing a time-sensitive opportunity. We specialise in loans designed around your specific needs, with flexible repayment terms and competitive rates, and we find the right lender to provide the boost.
How much can I borrow?
Businesses have diverse needs, so we offer a range of loan amounts. Our loans can go as high as $3 million for term loans and up to $10 million for SBA loans. The exact amount available for a short-term loan depends on factors such as the business’ financial health, repayment capability and creditworthiness.
Not quite right? Compare the alternatives
One application puts you in front of all of these. A specialist will point you to the ones that fit.